Contact the bank if you haven’t attempted to change your PIN.
Step 6: Now, type in a 4-digit PIN of your choice.Step 4: As soon as you click on that, a “One Time Password” will be sent to your registered mobile number.Step 2: Enter your existing credit card PIN.Step 8: The bank will then notify you that your PIN has been generated.Ĭustomers can change their credit card PIN either through their net banking account or at an ATM.Step 7: Re-enter the PIN and click on submit.Step 5: Enter the OTP and click on “continue”.Step 4: The bank will then send you an OTP to your registered mobile number.Step 1: Login to your net banking account.Generating a Credit Card PIN via your Net Banking Account: Step 7: The bank will then send you a message that your PIN has been generated.Step 6: Re-type the PIN and click on “Submit”.Step 5: Now, type in a 4-digit PIN of your choice.Step 3: As soon as you click on that, a “One Time Password” will be sent to your registered mobile number.Step 2: Click on “create PIN using OTP”.Step 1: Insert your credit card in the ATM machine and choose the language of your preference.
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How to Generate a Credit Card PINĬustomers can generate a credit card PIN either at an ATM or via their online net banking account. The PIN should be kept confidential under every circumstance. However, banks insist that the cardholders change the PIN once they receive the kit by going to an ATM. If you find any difficulty in using your card with the new PIN and when you're sure of using the correct PIN, call the respective credit card customer care and report the issue.īanks provide the cardholders with the PIN of their credit card in the welcome kit. Once you use your credit card for the first time, your card gets activated automatically. Therefore, once you receive the new credit card, try any one of the above-mentioned methods to generate the PIN and use your card for PIN-required transaction such as ATM withdrawal, POS transaction, etc. But now with the introduction of green PIN and self-PIN generation, cards are being sent in active state. However, only when you generate the PIN, you can start using your credit card.Įarlier, when banks used to generate credit card PINs, there used to be a separate card activation process. Most of the banks or card issuers, send a new credit card in active state. How to Activate a Credit Card?Ĭredit card activation is another important step in using your credit card for the first time. Hence, the PIN should not be shared with anybody. It is a measure that is taken by the banks to secure one's credit card. The payment system matches the PIN and the user ID before giving permission to the customer to make any transaction. While using the card, the cardholder needs to enter the PIN. By definition, it a 4-digit unique identification number that is assigned to a particular card of a user.
In fact, this system plays a significant role while withdrawing money from ATMs also. This system makes transactions that are made using this card safe and secure. Every credit card is secured with a 4-digit chip and PIN system.